Hundreds of transactions per second via global digital payment platform

As one of the world’s largest Payment Service Provider (PSP), Worldline processes payments from the world’s busiest e-commerce platforms and online merchants with hundreds of transactions every single second at peak times. Of course, end users, merchants and developers who integrate payment methods all have high demands. To optimise the Worldline Connect Platform User and Developer iO designed and implemented the new integrations layer, payment pages and support with a developer portal.

Worldline Connect | iO

Client

Worldline Online Payments

Challenge

Optimising the platform’s UX and Developer Experience

Solution

Designing and implementing a new integration layer, payment pages, and a developer portal

Worldwide platform with 100+ payment products

With over 100 payment systems and a global presence, Worldline is an extremely successful Payment Service Provider (PSP) for merchants operating internationally. With years of experience and a continuous stream of investments, Worldline has developed a payment platform that occupies a unique position in the market. Despite the range of online payment methods on offer, the ease of integration of these technical products is also becoming increasingly important.

worldline | iO

Online payment methods that meet all modern security requirements

After an extensive vendor selection process, Worldline tasked iO with the implementation of a host of improvements related to integration and mobile support. The Worldline Connect project that encompasses transaction processing in different currencies and covers the range of national payment methods per country or continent. We designed and implemented a new, clean REST API for the Worldline Connect platform to serve as the foundation for all new integration options. This was combined with an entirely new security model using API keys.

In collaboration with Worldline’s own payment specialists, iO worked on the core of the new platform. New API definitions and highly responsive Payment Pages. The MyCheckout service is of particular interest to merchants looking for limited exposure when it comes to the strict credit card security standard PCI-DSS. Aspects such as A/B testing, mobile security, performance and conversion optimisation were key concerns in this process.

We developed and implemented SDKs (Software Development Kits) for the use of payment products in native mobile apps, to make it as easy as possible for app developers to integrate Worldline’s rich set of payment products into an app. We also created SDKs for e-commerce servers based on PHP, Node.js and Java. This makes it easy for developers to test and integrate Worldline online payment products for all common set-ups.

Worldline | iO

Flexible API Gateway and Developer portal

The stability of the API Gateway of payment products was subject to the highest possible standards. The API had to be able to securely process hundreds of payment transactions per second. It was also important that it was possible to shift the focus to further development in various regions worldwide. After the first deliveries of the Worldline Connect platform, the focus shifted to the integration of payment gateways in all parts of the world behind the new Connect API, to expand the range of payment products available in regions such as India and South America. A technically complex project, but also essential that its development should have zero impact on existing merchant integrations. The solid set-up of a well-designed API played a decisive role in this.

Clear API documentation and the availability of a sandbox environment plays an important role in the developer experience and the ease of integration of payment products. That’s why iO developed a developer portal, that collects and structures all information about API and SDKs. We used a data grid to enhance scalability, performance and stability.

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